Our Medicare Services

Welcome to your source for Medicare Services information, designed specifically for seniors in the Arizona Valley. Navigating Medicare can seem complex, but we're here to make it simpler and more accessible. Whether you're just beginning to look into Medicare or seeking to optimize your existing plan, we provide clear, straightforward guidance. 

Understanding Medicare

Medicare is a federal health insurance program primarily for people aged 65 and older, but it also covers certain younger people with disabilities and specific diseases. Medicare is divided into several parts, each covering different aspects of healthcare services. Knowing what each part covers can help you decide what you need. 

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What Medicare Covers

Medicare Part A

(Hospital Insurance)

Covers inpatient hospital stays, care in skilled nursing facilities, hospice care, and some home health care.

Medicare Part B

(Medical Insurance)

Covers certain doctors' services, outpatient care, medical supplies, and preventive services.

Medicare Part C

(Medicare Advantage Plans)

A type of Medicare health plan offered by private companies that contract with Medicare to provide you with all your Part A and Part B benefits.

Medicare Part D

(Prescription Drug Coverage)

Helps cover the cost of prescription drugs.

Medigap

(Medicare Supplement Insurance)

 Fills the financial gaps in your Medicare coverage, helping to cover out-of-pocket expenses like copayments, coinsurance, and deductibles. Learn More!

Choosing the Right Medicare Plan

Selecting the right Medicare plan involves understanding your health coverage needs and budget. We guide you through the process, presenting options that allow you to choose coverage that best fits your lifestyle and health requirements, without the terminology and complexity often associated with health insurance decisions. 

Benefits of Proper Medicare Planning

Proper planning can significantly affect your healthcare outcomes and financial well-being. By thoroughly evaluating your options with you, we ensure that you: 

Maximize your coverage benefits

Minimize out-of-pocket expense

Gain access to a wide network of healthcare providers

Receive coverage for necessary medications

How We Simplify Medicare for You

Understanding your Medicare options is crucial, and we simplify this process by providing: 

Educational Workshops:

Learn about the basics of Medicare, coverage options, and changes to Medicare in simple language.

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Personal Consultations:

Sit down with a professional who can assess your specific circumstances and recommend the best options.

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Resource Guides:

Get access to comprehensive resources that break down complex information into understandable segments.

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Common Questions Answered

See some common questions and answers below, or Contact Us!

  • How do I know if I'm eligible for Medicare?

    Generally, Medicare is available for people age 65 or older, younger people with disabilities, and those with End-Stage Renal Disease (permanent kidney failure requiring dialysis or transplant).

  • What are the different parts of Medicare?

    Medicare is divided into four parts: Part A covers hospital insurance, Part B covers medical insurance, Part C (Medicare Advantage) offers an alternative way to receive your benefits, and Part D covers prescription drugs.

  • Can I get Medicare coverage if I have pre-existing conditions?

    Yes, you can get Medicare coverage regardless of pre-existing conditions. This also includes access to Medicare Part D for prescription medications.

  • What is the difference between Medicare and Medicaid?

    Medicare is a federal program providing health coverage if you are 65+ or under 65 and have a disability, no matter your income. Medicaid is a state and federal program that provides health coverage if you have a very low income.

  • How does Medicare handle coverage while I'm traveling?

    Medicare generally doesn't cover health care while you're traveling outside the U.S. There are some exceptions, such as if you're on a cruise ship within the territorial waters adjoining the land areas of the U.S. or if you need emergency care in Canada while traveling between Alaska and another state. Medicare Advantage Plans may also offer additional travel benefits.

Need More Help Understanding Medicare?

Medicare can be complex, but you don't have to navigate it alone. Our knowledgeable staff is here to help you understand your options and benefits under Medicare.

Get Started with Medicare Services

Embarking on your Medicare journey doesn't have to be daunting. With the right guidance and resources, you can secure the coverage that supports your health and well-being. Connect with us today to discuss how we can assist you in navigating your Medicare options effectively.